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Save on Taxes Now to Maintain Your Current Lifestyle in the Future

Financial experts tell you that you will need 75% of your pre-retirement salary to sustain your lifestyle post-retirement. Are your current 401(k) and other saving tools meeting your retirement needs? If the answer is no, then you should look into Non-Qualified Deferred Compensation plans. Non-Qualified Deferred Compensation (NQDC) plans are specially designed for high-income earners as an additional retirement savings tool.

 

How Does it Work?


Pre-Tax Savings Allows You to Save More While Retaining Your Current Net Income!
 

Traditional After-Tax
Savings Plan

Core Executive Deferred Compensation Plan™
Your Income $ 100,000 $ 100,000
Core Executive Plan Savings - 0 - $ 10,000
Taxable Income $ 100,000 $ 90,000
Estimated Federal Income Tax $ 36,000 $ 32,400
After-Tax Income $ 64,000 $ 57,600
After-Tax Savings $ 6,400 - 0 -
Net Discretionary Income $ 57,600 $ 57,600
 

 

Tax-Deferred Earnings Increase the Value of Your Account When You Retire!
Tax Bracket = 36%

Traditional After-Tax
Savings Plan

Core Executive Deferred Compensation Plan™
Rate of Return 7% 10% 7% 10%
10 Years $ 82,091 $ 91,460 $ 147,836 $ 175,312
15 Years $ 138,679 $ 163,415 $ 268,881 $ 349,497
20 Years $ 209,333 $ 261,538 $ 438,652 $ 630,025
25 Years $ 297,184 $ 395,344 $ 676,765 $ 1,081,818

Due to the cap on contributions to government-sponsored retirement savings plans, NQDCs are created for high-income earners so that they can contribute the same proportional amounts to their tax-deferred retirement savings as an average/low-income earner.  NQDCs, therefore, provide high-income earners a system to defer the actual ownership of income and to avoid income taxes on their earnings while enjoying tax-deferred investment growth.

Contact us today toll free at (888) 680-8800to get more information about our complete wealth accumulation solutions.

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